Read the Conditions Before You Start
By creating an account with janartoto, you confirm that you have read, understood, and accepted every clause in these Terms & Conditions. These terms govern all activity on the platform — including how you load funds through DANA, OVO, or GoPay, how withdrawal requests are processed,
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and how disputes are handled. We may update these terms from time to time; when we do, the revised version takes effect immediately upon publication on this page. Continuing to use your account after an update counts as acceptance of the new terms. You are responsible
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for checking this page periodically. Each wallet method — DANA, OVO, GoPay — carries its own transaction flow, and the terms specific to each apply alongside ours. We do not accept liability for delays or errors caused by third-party e-wallet providers. Account access and all associated
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features are available only where local law permits, and eligibility is determined by the regulations of your region. If any part of these terms conflicts with applicable local law, the local law prevails. Nothing in these terms limits rights you hold under mandatory local consumer protection
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law.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.